Merchant Services

Washington State Bank offers more than just checking, savings and loans! We’re a full service bank, doing our best to help you manage your financial needs.
 

Online Bill Pay

Online Bill Pay can be used to pay your rent, utility bill, loan payments, even your babysitter. Keeping track of payments is easy with the Payment Center. We offer complimentary Online Bill Pay at no cost to you for the first 90 days. Thereafter, your account will be charged a bill pay fee of $5.95 per month for 15 bill payments. If you pay more than 15 bills per month, an excess bill pay fee of $.45 will be charged for each additional bill payment. Enrollment for this product is required. Sign up today…it’s convenient and will save you time.

Any applicable fees will be charged regardless of whether the Service was used during the billing cycle. Charges will be deducted from your designated Billing Account for these bill payment amounts and any additional charges that may be incurred by you. Any maintenance fees associated with your standard deposit accounts will continue to apply. 

In the event you wish to cancel the Service, please contact our Internet Banking Department or send us a secure email through the Service. Any Bill Payment(s) the service has already processed before the requested cancellation date will be completed by the Service. All Scheduled Bill Payments, including automatic payments, will not be processed once the Service is cancelled. You will remain responsible for any fees associated with the Service prior to the effective cancellation date.

Mobile Banking

  • No Cost
  • Safe & Secure
  • View transaction history in real-time
  • View account balances in real-time
  • Process one-time, immediate transfer of funds between accounts
  • Pay bills to existing payees
  • View locations/ATMs
  • View alerts
  • Submit deposits (RemoteDepositAnywhere) –Based Upon Approval

Visa Credit Card

Washington State Bank has a partnership with TCM Bank, a company that provides specialized credit card services only offered through community banks. Through TCM, Washington State Bank has a new and improved Platinum VISA credit card available exclusively for our customers! This card is issued by TCM Bank, N.A. Subject to credit approval.

Our Visa Platinum Credit Card Offers Great Benefits! 

  • Competitive Rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Benefits**
  • Personal service from people you know 

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*See the card application’s Important Disclosures for current terms, rates and fees.

** Travel Accident Insurance : Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. 

Auto Rental Collision Damage Waiver : To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

Check your WSB Credit Card Account:

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Click here to get information on your current Washington State Bank Credit Card account, including: 

  • Credit Card Account Summary Information 
  • Online Credit Card Statement 
  • Download data to financial software such as Quicken or Money 
  • Online Credit Card Payments 
  • Transaction and Spending Reports 
  • E-mail notifications of conditions or events on your account

Debit Card (Check Card)

Get immediate access to your funds, by electronically deducting the specified amount directly from their checking account. This card carries the MasterCard logo and can be used worldwide wherever MasterCard is accepted. It can also be used at any ATM as a fully functional ATM card. With your Washington State Bank ATM card you have access to your account 24 hours a day. Check your balance, withdraw or transfer funds from any Cirrus/Pulse automated teller machine. 

24 Hour ATMs – Located at Arnaudville, Opelousas & Washington Branches

Telephone Banking System

The telephone banking system allows you to obtain account information over the telephone. Our telephone banking system can provide you with much of the information that you need without having to come by one of our branches. 

  • Check account balances 
  • Verify transactions 
  • Make transfers between accounts 

24 Hour Telephone Banking – (888) 885-9869

Overdraft Protection Sweep

Should you inadvertently overdraw your account for any reason, Washington State Bank can automatically transfer the necessary funds into your account from another account held at Washington State Bank. When your checks are paid, this service will save you the embarrassment and inconvenience of a returned check as well as the fee normally charged to you by merchants for checks returned to them. Simply come into one of our locations and sign up for our Overdraft Protection Sweep service. Additional fees do apply.


Direct Deposit & Wire Transfers

Many of our customers have immediate access to their money on payday by setting up direct deposit. Others have also saved time by having their loan payment automatically deducted from their account. Should you need to send money quickly to the children, consider sending a wire transfer for faster availability.

Remote Deposit Anywhere

Remote Deposit Anywhere enables you to deposit checks directly into your WSB account(s) by taking a picture of a check using your mobile device. 

  • Provides the ability to capture images for deposits anywhere, at any time, from your mobile device. 
  • One of the following mobile devices is required in order to make deposits using the RDA application: 
  • Apple iPhone 
  • Apple iPad 
  • Android Phone 
  • Android Tablet
* There is currently no cost for this service.  


Money Orders 

Using a Money order to make your purchases will provide an accurate record of your purchase and guarantee the funds are available.

Safe Deposit Box

Keep your important documents and other valuables safe. Safe deposit boxes are available to all Washington State Bank checking account holders. We offer several box sizes and we can arrange hassle-free automatic payment directly from your checking account. Call branches for available sizes.

 

Box Size Annual Fee


3x5  $25.00


4x5  $30.00


5x5  $35.00

 

3x10  $40.00


5x10  $50.00


6x10  $50.00


10x10 $75.00