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Washington State Bank is here to help with your banking needs

Account Services

Washington State Bank offers more than just checking, savings and loans!

We’re a full service bank, doing our best to help you manage your financial needs.

24-Hour ATMs

24 Hour Telephone Banking

Direct Deposits

Night Deposits

Cashier's Checks

Safe Deposit Boxes

Overdraft Protection Sweep

Overdraft Privilege Program

Cards

  • Debit Cards - MasterCard
    • Digital Wallets
    • Brella
  • Credit Cards - Visa:
    • Digital Wallets
    • MyCard Statement

Online Banking

  • Alerts
  • Download Data to Quicken, QuickBooks, Text, or Excel
  • eStatements
  • External Transfers
  • Mobile Banking with Remote Deposit Capture
  • Online Bill Pay

Wire Transfers

Cash Management for Businesses

  • Merchant Services
  • Remote Deposit Capture via Merchant Scanner
  • ACH Origination-via online banking for commercial customers
  • Wire Transfers-via online banking for commercial customers
  • Positive Pay

 

24 Hour ATMs

24 Hour ATMs are located at Washington State Bank's Arnaudville, Eunice, Opelousas, & Washington Branches. 


24 Hour Telephone Banking

The telephone banking system allows you to obtain account information over the telephone. Our telephone banking system can provide you with much of the information that you need without having to come by one of our branches.

  • Check account balances
  • Verify transactions
  • Make transfers between accounts
24 Hour Telephone Banking – (888) 885-9869

Direct Deposit

Many of our customers have immediate access to their money on payday by setting up direct deposit. Others have also saved time by having their loan payment automatically deducted from their account.


Night Deposit

Located at our Main Office & Branch locations for customer convenience.


Cashier's Checks

Using a Cashier's Check to make your purchases will provide an accurate record of your purchase and guarantee the funds are available. Cashier's Checks are available to Washington State Bank customers.

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Safe Deposit Boxes

Keep your important documents and other valuables safe. Safe deposit boxes are available to all Washington State Bank checking account holders. We offer several box sizes and we can arrange hassle-free automatic payment directly from your checking account. Call branches for available sizes.

Box Size Annual Fee

3x5 $25.00
4x5 $30.00
5x5 $35.00
3x10 $40.00
5x10 $50.00
6x10 $50.00
10x10 $75.00


Overdraft Protection Sweep

Should you inadvertently overdraw your account for any reason, Washington State Bank can automatically transfer the necessary funds into your account from another account held at Washington State Bank. When your checks are paid, this service will save you the embarrassment and inconvenience of a returned check as well as the fee normally charged to you by merchants for checks returned to them. Simply come into one of our locations and sign up for our Overdraft Protection Sweep service. Additional fees do apply.

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Overdraft Privilege Program

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience. At Washington State Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That's why we provide Overdraft Privilege, a special Overdraft Payment Service for Washington State Bank's customers with a qualifying checking account.

Overdraft Privilege is a discretionary overdraft service requiring no action on your part that provides you a safety net up to an automatically assigned overdraft limit. This service is a non-contractual overdraft service provided as a courtesy to qualifying checking accounts. Your Overdraft Privilege limit may be available for checks, teller withdrawals, ACH (auto debit), Online Banking transfers, Bill Pay payments and recurring debit card payments and in addition for business accounts, ATM withdrawals and everyday debit card transactions. However, for personal accounts, you must request that ATM withdrawals and everyday debit card transactions be covered by Overdraft Privilege. There is no additional cost associated with this privilege unless you use it. You will be charged our Overdraft Fee of $26.00 for each item paid when accessing your Overdraft Privilege limit. Call us at (337) 826-3641 or stop by any of our branches for more information.


Cards

Debit Cards - MasterCard

Get immediate access to your funds, by electronically deducting the specified amount directly from their checking account. This card carries the MasterCard logo and can be used worldwide wherever MasterCard is accepted. It can also be used at any ATM as a fully functional ATM card. With your Washington State Bank ATM card you have access to your account 24 hours a day. Check your balance, withdraw or transfer funds from any Cirrus/Pulse automated teller machine. 24 Hour ATMs – Located at Arnaudville, Eunice, Opelousas & Washington Branches.

Digital Wallets

Pay withEase.  Tap your phone not your card! Never Forget Your Wallet Again and pay from your smartphone, tablet or smartwatch. A free digital wallet service like Apple Pay™, Google Pay™ or Samsung Pay™ makes paying easier and more secure than ever before. Simply hold your device near the retailer’s card terminal, and your transaction will be safely and automatically processed, all while not sharing your card numbers or personal information, keeping your info more secure. Click here to learn more.

Brella

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Enhanced banking and debit card services with Brella.  Brella helps you protect your debit card by sending you alerts when your card is used so you can quickly detect unauthorized or fraudulent activity on your account. Users have the option to receive text or email alerts. You can also check your account balance anytime, turn your card off and on, send money to other users and find nearby ATMs.

 

Brella Services 
  • Access balance information and receive fraud alerts anytime, anywhere
  • Make person-to-person (P2P) money transfers. Send money to virtually anyone.
  • Pause their card with the transaction control feature
  • Set alerts and blocks at the transaction level
  • Submit travel notices
  • Use GPS technology to locate nearby ATMs
Benefits of Brella
  • Catch and reduce fraud
  • Save money and time
  • Provide your cardholders more control over their accounts

Credit Cards - Visa

Washington State Bank has a partnership with TCM Bank, a company that provides specialized credit card services only offered through community banks. Through TCM, Washington State Bank has a new and improved Platinum VISA® credit card available exclusively for our customers! This card is issued by TCM Bank, N.A. Subject to credit approval.

Our Visa® Platinum Credit Card Offers Great Benefits!

  • Competitive Rates*
  • Reward points for merchandise and travel**
  • Tickets good on any airline with no blackout dates
  • Travel Benefits***
  • Personal service from people you know
Apply Now
* See the card application’s Important Disclosures for current terms, rates and fees.
** In order to access rewards, your account must be open and in good standing.
*** Travel Accident Insurance : Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
Digital Wallets

Safe and secure way to pay with Apple Pay™, Samsung Pay™ or Google Pay™.  Click here to learn more.

MyCard Statement

Check your WSB Credit Card Account:  Click here to get information on your current Washington State Bank Credit Card account, including:

  • Credit Card Account Summary Information
  • Online Credit Card Statement
  • Download data to financial software such as Quicken or Money
  • Online Credit Card Payments
  • Transaction and Spending Reports
  • E-mail notifications of conditions or events on your account

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Online Banking

Offers the ease and simplicity of managing your retail and business banking relationship on a single platform.  This flexible solution provides robust fraud mitigation tools so you can rest assured that your finances and transactions are protected. 

Alerts

The Online Banking Alerts module notifies users via e-mail and/or mobile phone when certain account activity occurs or when various actions take place on an account such as an account balance falling below a determined amount or when a transfer fails.

Download Data to Quicken, QuickBooks, Text, or Excel. 

Download transaction history for use in other applications such as Quicken, QuickBooks or Excel. Learn more

eStatements

Turn off paper and view statements online. 

External Transfers

Transfer funds between internal accounts or accounts held at another institution.

Mobile Banking with Remote Deposit Capture

  • No Cost
  • Safe & Secure
  • View transaction history in real-time
  • View account balances in real-time
  • Process one-time, immediate transfer of funds between accounts
  • Pay bills to existing payees
  • View locations/ATMs
  • View alerts
  • Submit deposits -Mobile Remote Deposit Capture enables you to deposit checks directly into your WSB account(s) by taking a picture of a check using your mobile device.  There is currently no cost for this service.
  • Provides the ability to capture images for deposits anywhere, at any time, from your mobile device.
  • One of the following mobile devices is required in order to make deposits using the Mobile Deposit application:
    • Apple iPhone
    • Apple iPad
    • Android Phone
    • Android Tablet

Online Bill Pay

Online Bill Pay can be used to pay your rent, utility bill, loan payments, even your babysitter. Keeping track of payments is easy with the Payment Center. We offer complimentary Online Bill Pay at no cost to you for the first 90 days. Thereafter, your account will be charged a bill pay fee of $5.95 per month for 15 bill payments. If you pay more than 15 bills per month, an excess bill pay fee of $.45 will be charged for each additional bill payment. Enrollment for this product is required. Sign up today…it’s convenient and will save you time.

Any applicable fees will be charged regardless of whether the Service was used during the billing cycle. Charges will be deducted from your designated Billing Account for these bill payment amounts and any additional charges that may be incurred by you. Any maintenance fees associated with your standard deposit accounts will continue to apply.

In the event you wish to cancel the Service, please contact our Internet Banking Department or send us a secure email through the Service. Any Bill Payment(s) the service has already processed before the requested cancellation date will be completed by the Service. All Scheduled Bill Payments, including automatic payments, will not be processed once the Service is cancelled. You will remain responsible for any fees associated with the Service prior to the effective cancellation date.


Wire Transfers

Should you need to send money quickly to the children, consider sending a wire transfer for faster availability. Domestic and International Wire Transfers available to Washington State Bank Customers.


Cash Management for Businesses

Business customers can access their total portfolio in one centralized location with the ability to download account information into financial management software. Learn more

  • Merchant Services

  • Remote Deposit Capture via Merchant Scanner

  • ACH Origination-via online banking for commercial customers

  • Wire Transfers-via online banking for commercial customers

  • Positive Pay

Enables businesses to review and make decisions regarding positive pay exception items (check and ACH) before payment is issued, to mitigate fraud.

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CONTACT US FOR MORE DETAILS

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Mobile Banking App

Download our convenient mobile banking app for iPhone or Android devices

iTunes App Store Android Play Store

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