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Free Kasasa Cash Back Checking

Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees.*

Free Kasasa Cash Back® checking pays you to go shopping — enjoy 2.50% cash back on your everyday debit card purchases, up to $60 back per year ($5 per month). *

You’ll also get refunds on ATM withdrawal fees, nationwide — so you can get to your money when and where you need it. Link your account to a free Kasasa Saver® to make saving effortless. Visit us today to open your accounts!

Visit us today to open your accounts or click here to open your accounts online!


Benefits
  • Free checking that pays you back
  • 2.50% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $200 in purchases monthly
    • Earn up to $60 cash back per year, $5 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) *
  • Link to free Kasasa Saver to build savings automatically
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free account services, including:
    • online banking
    • e-statements
    • mobile banking
    • Mastercard® debit card

Please note that receiving e-statements is a condition of having this account.


Earning your rewards is easy — here’s how to do it:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and log into online banking
  • Be enrolled in and agree to receive e-statements

Click to view "Kasasa Account Qualifying Calendar"

And if you don’t meet these qualifications, don’t worry — your account is still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our Bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $15,000 receive an APY of 2.04%; and balances over $15,000 earn 0.17% interest rate on the portion of balance over $15,000, resulting in a range from 2.04% to 0.412% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met: All balances in the account earn up to 0.05% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/25/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrolling in and logging into online banking at least once per monthly qualification cycle and receipt of electronic statements are conditions of these accounts. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our Bank Customer Service Representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Kasasa, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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