Privacy Policy


What Does Washington State Bank Do With Your Personal Information?

Rev. 12/2010

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • Account balances and account transactions
  • Payment history and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Washington State Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal InformationDoes Washington State Bank Share?Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We Do Not Share
For our affiliates’ everyday business purposes – information about your creditworthiness No We Do Not Share
For our affiliates to market to you No We Do Not Share
Questions? Call 337-826-3641 or go to www.wsbankla.com
What We Do
How does Washington State Bank protect my information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Access to customer information is limited to personnel who need the information to perform their job responsibilities.
How does Washington State Bank collect my information? We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes
    – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Washington State Bank does not share with our affiliates.
Non‑Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Washington State Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Washington State Bank doesn't jointly market.
Other Important Information
In accordance with Louisiana law, Washington State Bank will not share information we collect about Louisiana residents with companies outside of Washington State Bank, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable Louisiana law.